Paysera is a Lithuanian EU payment institution offering a Lithuanian IBAN multi-currency account for global users and cross-border payments.
Users worldwide can open online with a passport and proof of address, including non-residents; it is a payment institution, so balances are not deposit-insured.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
Yes. Paysera serves users worldwide and can be opened online with a passport and proof of address, including non-residents; as a payment institution, balances are not deposit-insured.
No minimum deposit — the account can be opened at zero.
Have your passport/photo ID and proof of address ready, complete video or KYC verification, and provide source of funds if asked.
Submit in the app/site in a few minutes; identity verification usually takes a few working days.
Common reasons: blurry/expired ID, invalid address proof, failed face check, or failed KYC/AML.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Non-Resident, Digital Bank, Multi-Currency, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.