Nequi

NequiNequi（哥伦比亚）

Colombia 数字银行 Fully online Permit holders ★ 4.3

Minimum depositNo minimum opening deposit

Monthly feeNo monthly fee

Minimum balanceNo minimum balance requirement

How to apply—

Processing timeAbout 10 min in the app; QR payment and transfers available the same day

Institution typeDigital Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Monthly balance and transaction cap of about 210.5 UVT (~COP 11.0m)
The 4x1000 exemption only covers 65 UVT; beyond that the tax is withheld automatically
Not a full bank account; non-resident limits apply

Buy a Colombian SIM first, then register in the app with your passport number and complete face verification

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.