RelatedDenmarkZero Min DepositOnline OnlyFast Approval

LunarLunar

Denmark 数字银行 Fully online Permit holders ★ 4
Open account ↗
Minimum depositNo initial deposit
Monthly feeBasic free
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline 5-10 min (CPR + MitID)
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Best mobile account-opening experience
  • Free basic plan
  • Simple, clear products

Things to note

  • CPR and MitID required
  • No physical branches
  • Relatively single-function

Documents required

  • Passport
  • CPR number
  • Danish phone number (MitID)

Fully online, done in minutes; obtain a local tax/ID number first

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Lunar ★ 4.1 Danske Bank ★ 3.4 Nordea ★ 3.3
Compare all banks Smart matcher Opening guide