RelatedUnited Arab EmiratesZero Min DepositOnline OnlyFast Approval

Liv by Emirates NBDLiv 数字银行

United Arab Emirates 数字银行 Fully online Non-residents OK ★ 4.2
Open account ↗
Minimum depositNo initial deposit
Monthly feeNo monthly fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~10 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Emirates NBD digital bank, fully online
  • Free, no minimum balance, low threshold
  • Multi-currency, virtual cards, youthful app

Things to note

  • Usually still needs UAE residence visa
  • No physical branches, online support
  • Mainly daily account and savings

Documents required

  • Passport
  • UAE residence visa (some nationalities exempt)
  • UAE phone number
  • UAE address

Fully online, done in minutes; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineNon-ResidentDigital BankMulti-CurrencyFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Wio Bank ★ 4.1 Emirates NBD ★ 3.8 Abu Dhabi Commercial Bank ★ 3.7

Guides mentioning this bank

How to Open a UAE (Dubai) Bank Account: Non-Resident Friendly→ Bank Accounts Non-Residents Can Open (2026 List)→
Compare all banks Smart matcher Opening guide