RelatedIndiaZero Min DepositOnline OnlyFast Approval

Kotak 811Kotak 811

India 数字银行 Fully online Permit holders ★ 4
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Minimum depositNo initial deposit (zero balance)
Monthly feeNo monthly fee
Minimum balanceZero-balance, no min balance
How to apply—
Processing timeOnline ~10 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Kotak Mahindra digital bank, zero-balance
  • Fully online, free
  • Good app, popular with young users

Things to note

  • Mainly for Indian residents
  • No physical branches
  • Account and payments only

Documents required

  • Passport
  • Indian phone number
  • Indian address
  • Video verification

Fully online, done in minutes

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

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Guides mentioning this bank

How to Open an Indian Bank Account: NRO, NRE and Non-Resident→
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