ING Bank RomâniaING Bank România

Romania 数字银行 Online or in-branch Non-residents OK ★ 4.1
Minimum depositNo minimum operating balance, remote digital opening
Monthly feeAbout €10/month (basic tier)
Minimum balanceNo minimum operating balance
How to apply—
Processing timeAbout 1-3 business days (remote and digital)
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Fully digital remote opening
  • No minimum operating balance
  • Zero threshold

Things to note

  • Final ID check usually in person
  • Monthly fee about €10
  • Limited English

Documents required

  • Passport
  • CNP or NIF tax number
  • Address proof
  • Phone number

ING allows a fully digital remote application, though final identity verification may still require attendance

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.