Hype is a popular Italian digital account backed by the Banca Sella group, aimed at everyday spending and younger users.
Requires Italian residency and a tax code; non-residents cannot apply.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
No. Hype is only open to Italian residents and requires a Codice Fiscale.
No minimum deposit — the account can be opened at zero.
Have your Italian photo ID, Italian address, Codice Fiscale and local mobile number ready, then verify.
A few minutes in the app; review usually takes a few working days.
Common reasons: not an Italian resident, unverifiable tax code/address, mismatched details, or failed KYC.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.