One of the first institutions licensed as a digital bank by Bank Negara Malaysia, launched in late 2023 with investment from GXS and Khazanah-related parties, focused on fully online onboarding and high-yield savings.
Requires a Malaysian mobile number and MyKad; foreigners can try with a passport plus a valid visa or work permit, but short-stay visitors are usually not eligible.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
Partially. Foreigners can try with a passport plus a valid Malaysian visa or work permit, though review is stricter; short-stay visitors are usually ineligible.
No minimum deposit — the account can be opened at zero.
A Malaysian mobile number, MyKad (or passport plus a valid visa/permit), and a selfie check.
About 10–20 minutes in the app, with review usually the same day to two working days.
Common reasons: no MyKad or insufficient visa status, failed face verification, a number not in your name, or failed KYC.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.