Cathay United Bank国泰世华银行

Taiwan, China 传统银行 In-branch required Non-residents OK ★ 4.2
Minimum depositOpening deposit NT$1,000
Monthly feeNo maintenance fee
Minimum balanceInterest threshold for demand savings is NT$5,000
How to apply—
Processing timeAbout 30-60 min (appointment advised)
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Major Taiwanese private bank, comprehensive service
  • Foreigners with an ARC can open an account
  • Low opening deposit (NT$1,000)
  • Good online banking and app

Things to note

  • Without an ARC you need a UI number, more steps
  • Some branches require a name seal
  • Local 09 phone number needed for SMS OTP

Documents required

  • ARC (1+ year) or UI number form
  • Passport
  • Second ID (health card / driver's license)
  • Name seal or signature

Branch visit required; apply with a residence permit or Uniform ID Number

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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