Cake by VPBankCake by VPBank

Vietnam 数字银行 Fully online Permit holders ★ 4
Minimum depositNo initial deposit
Monthly feeBasic free
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~15 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • VPBank digital bank, reliable backing
  • Fully online, free
  • Competitive deposit rates

Things to note

  • Still needs Vietnamese visa and phone
  • Mainly for local residents
  • No physical branches

Documents required

  • Passport
  • Vietnamese visa
  • Vietnamese phone number

Fully online, done in minutes; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.