bunq is a Dutch digital bank known for deep customisation, multi-currency accounts and sustainability (planting a tree per payment), serving customers across Europe.
Fully online, done in minutes
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
Partially. bunq requires residency in the EEA, Switzerland and similar; non-European residents generally need specific conditions.
No minimum deposit — the account can be opened at zero.
Have your European photo ID, residency or tax ID (EEA) and local mobile number ready, then verify.
A few minutes in the app; approval is usually instant to a few days.
Common reasons: not an EEA resident, unverifiable address, mismatched details, or failed KYC.
Standing benefits: No Min Deposit, Fully Online, Digital Bank, Multi-Currency, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.