Boursorama BankBoursorama 银行

France 数字银行 Fully online Residents only ★ 4.3
Minimum depositNo minimum deposit
Monthly feeZero maintenance fee
Minimum balanceNo minimum balance
How to applyFully online (Boursorama app or web)
Processing timeOnline in minutes to a few days
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Boursorama Bank is the online bank of Société Générale and one of France's largest internet banks by customer count, also offering low-cost brokerage.

Advantages

  • No management fee on the basic account
  • Free Visa card
  • Wide free ATM withdrawal network
  • French deposit guarantee up to €100,000

Things to note

  • French residents only
  • Application requires French-language documents
  • No branches (few partner points)
  • Brokerage is a separate product

Documents required

  • French photo ID
  • French proof of address
  • French mobile number
  • Tax ID

Requires French residency; non-residents cannot apply.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with Boursorama Bank?

No. Boursorama is only open to French residents.

How much money do I need to open a Boursorama Bank account?

No minimum deposit — the account can be opened at zero.

What documents are required for a Boursorama Bank account?

Have your French photo ID, French proof of address, French mobile number and tax ID ready, then verify.

How long does Boursorama Bank account opening take, and must I visit a branch?

Submit in the app/site in a few minutes; review usually takes a few working days.

Why might a Boursorama Bank application be rejected?

Common reasons: not a French resident, invalid address proof, mismatched details, or failed KYC.

Does Boursorama Bank have any opening offers or new-account rewards?

Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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