中银澳门

Bank of China Macau中国银行澳门

Macao, China 传统银行 In-branch required Non-residents OK ★ 4.3

Minimum depositHK$10,000 fixed deposit plus a US$500 insurance policy (5-year term)

Monthly feeNo maintenance fee, no company search fee

Minimum balanceNo maintenance fee

How to apply—

Processing timeAccount and card issued the same day, about 1-1.5 hours (book ahead)

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Book ahead and complete an in-person interview after crossing the border; a fixed deposit and insurance purchase are required

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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