RelatedMonacoZero Min DepositOnline OnlyFast Approval

BNP Paribas MonacoBNP Paribas 摩纳哥

Monaco 传统银行 Online or in-branch Permit holders ★ 3.9
Open account ↗
Minimum depositResidents typically from €500,000 (approx. ¥3.55m); higher threshold for non-residents
Monthly feePriced by service package and assets under management
Minimum balanceSet case by case based on the customer relationship
How to apply—
Processing timeUsually 2-5 months (incl. interview and compliance review)
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • One of the few Monaco banks doing both retail banking and wealth management
  • Resident tier is friendlier than pure private banks (~EUR 500k)
  • Full multi-currency, mortgages and Lombard lending
  • French group backing; smooth euro-area and cross-border handling

Things to note

  • Non-resident thresholds are far higher than resident ones
  • An interview is virtually unavoidable; no online onboarding
  • EU banks apply enhanced due diligence to Monaco-linked transfers while it is on the FATF grey list

Documents required

  • Valid passport
  • Tax residency and address proof within 3 months
  • CV and professional background
  • Bank reference letter
  • Source-of-wealth evidence and three years of tax returns

Get a referral from a local advisor or specialist firm before submitting — far more efficient than walking in cold

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Multi-Currency
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

CMB Monaco ★ 4.2 CFM Indosuez Wealth ★ 4 Edmond de Rothschild Monaco ★ 4 UBS Monaco ★ 4
Compare all banks Smart matcher Opening guide