NXT

Bank NXTBank NXT

Egypt 数字银行 Online or in-branch Residents only ★ 3.9

Minimum depositDigital-channel opening with no published minimum opening amount

Monthly feeLow fees for digital accounts

Minimum balanceNo interest below EGP 50,000; tiered savings only accrue interest from EGP 50,000

How to apply—

Processing timeSubmit in the app; activated in as little as 1 day

Institution typeDigital Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

A new-generation Egyptian digital bank with market-leading rates (up to about 21%)
Fully digital — onboarding and transfers happen in the app
Low fees, attractive for optimising yields on large balances
Better interface than most incumbents

If the main goal is savings yield, first work out whether the EGP 50,000 interest-bearing threshold is worth it

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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