ASB BankASB 银行

New Zealand 传统银行 In-branch required Permit holders ★ 3.5
Minimum depositNo initial deposit
Monthly feeNo maintenance fee
Minimum balanceNo minimum balance
How to apply—
Processing time~30 min
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • NZ-leading app and online banking
  • Efficient account opening
  • Competitive savings and mortgages

Things to note

  • Needs NZ address and local phone
  • English-only, no Chinese support
  • Basic range, investing needs separate account

Documents required

  • Passport
  • New Zealand visa
  • NZ proof of address

Must apply in person at a branch; valid residence permit or visa required; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.