Air BankAir Bank

Czechia 数字银行 Online or in-branch Permit holders ★ 4.1
Minimum depositNo initial deposit
Monthly feeNo monthly fee (subject to spending conditions)
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline prefill + in-branch, ~3-7 days
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Best fee-free account reputation, easy terms
  • Online pre-fill then branch verify, faster
  • Leading app and online banking locally

Things to note

  • Still needs branch verification
  • Few investments, mostly account and savings
  • Czech language, limited English

Documents required

  • Passport
  • Czech proof of address
  • rodné číslo or residence permit
  • Phone number

Remote or in-branch application; obtain a local tax/ID number first; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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