No forms. Describe your situation in a sentence — nationality, where you live, what you need, which currency — and the assistant searches 500+ bank accounts and 114 e-wallets for what you can actually open, with an eligibility verdict.
The free assistant shows which accounts you can open. The Account Pass (free, no signup) turns that into a checkable, printable checklist you can take to the branch.
The assistant answers the most common question: "Given my situation, which account can I open?" Describe your nationality, where you live, what you need and which currency, in Chinese or English. It searches 510+ banks / digital banks and 114 e-wallets locally in your browser, reusing the same eligibility and weighted-ranking engine as the Smart Matcher, and returns a shortlist with a clear "can you open it?" verdict plus e-wallets open to foreigners.
It is "rule-based RAG": retrieval is local structured-data filtering and ranking, and generation is templated natural language — deterministic, zero hallucination, zero cost, fully auditable. For high-trust, fast-changing topics like "can a foreigner open this account?", citable authoritative data beats a freely generated sentence that may be outdated. The retrieval and eligibility layer can later be wired to an LLM endpoint to become generative.
No. All parsing, retrieval and scoring happen locally in your browser; nothing is uploaded or stored. The information disappears when you close the page.
The eligibility verdict depends heavily on who you are (local resident / non-resident / foreign national). Only with identity can it give a clear eligible / conditional / in-branch / not-eligible conclusion. You can tap a quick filter or just describe it.
It is a shortlist of accounts you are likely to qualify for, not financial or legal advice. Before applying, confirm with the bank's or wallet's official latest rules and branch policy.
Banks suit payroll, large amounts, multi-currency and cross-border settlement; e-wallets suit everyday small spending, QR payments and light cross-border transfers, and are usually more foreigner-friendly. The assistant lists both based on your description.