This page compares 4 accounts available in Thailand, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 1 can be opened fully online, 1 explicitly accept non-residents, 4 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| TMRW by UOB | Thailand | Digital Bank | 无首存要求 | 免月费 | Online | Conditional | ★ 4.1 |
| Bangkok Bank | Thailand | Traditional Bank | 无首存要求 | 基础账户月费约 150 泰铢 | Must visit | Non-residents OK | ★ 4 |
| Kasikorn Bank | Thailand | Traditional Bank | 无首存要求 | 基础账户免月费 | Must visit | Conditional | ★ 3.9 |
| Siam Commercial Bank | Thailand | Traditional Bank | 无首存要求 | 基础账户免月费 | Must visit | Conditional | ★ 3.8 |
1 of the 4 accounts on this page explicitly accept non-residents (Bangkok Bank). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
Not necessarily. 1 of the 4 accounts can be opened fully online (TMRW by UOB), with no branch visit; the remaining 3 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 4 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.