This page compares 5 accounts available in Peru, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 1 can be opened fully online, 0 explicitly accept non-residents, 3 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| BCP (Banco de Crédito del Perú) | Peru | Traditional Bank | 基础账户约 50 索尔起；部分数字账户 0 起存 | 达标即可免月费 | Must visit | Conditional | ★ 4.2 |
| Interbank Peru | Peru | Traditional Bank | 储蓄账户公开资料无最低起存要求 | 基础账户免月费 | Must visit | Conditional | ★ 4 |
| BBVA Peru | Peru | Traditional Bank | 支票户约 200 索尔起存 | 达标可免月费 | Must visit | Conditional | ★ 3.9 |
| Yape | Peru | Digital Bank | 注册即开通，无最低存款 | 基础钱包免月费 | Online | Not for non-residents | ★ 3.9 |
| Scotiabank Peru | Peru | Traditional Bank | 数字渠道开户无最低存款；网点开户需 S/500（约 ¥950） | 数字渠道开户的账户常见免维护费 | Remote or in person | Not for non-residents | ★ 3.8 |
None of the 5 accounts on this page is open to non-residents without conditions, but 3 accept foreigners who meet extra requirements (BCP (Banco de Crédito del Perú), Interbank Peru, BBVA Peru) — typically a valid visa or residence permit, and usually an in-branch visit. See each account page for details.
Not necessarily. 1 of the 5 accounts can be opened fully online (Yape), with no branch visit; the remaining 4 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 3 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.