This page compares 5 accounts available in Laos, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 0 can be opened fully online, 0 explicitly accept non-residents, 0 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| BCEL (Banque pour le Commerce Extérieur Lao) | Laos | Traditional Bank | 初始存款约 $100–500（美元账户） | 基础账户免月费 | Must visit | Conditional | ★ 3.9 |
| Bangkok Bank Laos | Laos | Traditional Bank | 初始存款约 $100–500 | 基础账户免月费 | Must visit | Conditional | ★ 3.8 |
| Lao Development Bank | Laos | Traditional Bank | 初始存款约 $100–500 | 基础账户免月费 | Must visit | Conditional | ★ 3.7 |
| Joint Development Bank | Laos | Traditional Bank | 初始存款约 $100–500 | 基础账户免月费 | Must visit | Conditional | ★ 3.7 |
| ACLEDA Bank Laos | Laos | Traditional Bank | 初始存款约 $100–500 | 基础账户免月费 | Must visit | Conditional | ★ 3.6 |
None of the 5 accounts on this page is open to non-residents without conditions, but 5 accept foreigners who meet extra requirements (BCEL (Banque pour le Commerce Extérieur Lao), Bangkok Bank Laos, Lao Development Bank) — typically a valid visa or residence permit, and usually an in-branch visit. See each account page for details.
In most cases yes. None of the accounts on this page is fully online — expect a branch visit or a scheduled interview, or use a provider that supports remote onboarding.
Minimums vary widely — see the "Minimum deposit" column. Most accounts here require an opening deposit. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.