Honduras Bank Account Opening

This page compares 5 accounts available in Honduras, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 0 can be opened fully online, 1 explicitly accept non-residents, 0 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.

Data updated 2026-10-01 · compiled from published bank terms

Full comparison5 accounts

AccountRegionTypeMinimum depositMonthly feeHow to applyNon-residentsRating
Banco Atlántida Honduras Traditional Bank 非居民初始存款约 $100 基础账户月费较低 Must visit Non-residents OK ★ 3.6
BAC Honduras Honduras Traditional Bank 非居民初始存款约 $100 依账户档位而定 Must visit Conditional ★ 3.5
Banco Ficohsa Honduras Traditional Bank 非居民初始存款约 $200 依账户档位而定 Must visit Conditional ★ 3.5
Davivienda Honduras Honduras Traditional Bank 非居民初始存款约 $200 依账户档位而定 Must visit Conditional ★ 3.4
Banpaís Honduras Traditional Bank 非居民初始存款约 $100 基础账户月费较低 Must visit Conditional ★ 3.3

FAQ

Can non-residents open a bank account in Honduras?

1 of the 5 accounts on this page explicitly accept non-residents (Banco Atlántida). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.

Do I have to visit Honduras in person to open an account?

In most cases yes. None of the accounts on this page is fully online — expect a branch visit or a scheduled interview, or use a provider that supports remote onboarding.

How much money do I need to open an account in Honduras?

Minimums vary widely — see the "Minimum deposit" column. Most accounts here require an opening deposit. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.

How long does it take to open an account in Honduras?

It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.